We use cutting edge Voyant cash flow modelling technology to forecast with greater accuracy how much money you are likely to have and need at various stages in your life. If you have certain goals in mind, we can tell you when you are likely to be able to achieve them under your current arrangements, and how changes to those arrangements could produce different results. Where there’s a discrepancy between what you aspire to, and what are on track to achieve, we will work with you to build a financial plan to bridge the gap.

Our approach to investing isn’t about chasing the latest hot stock or beating arbitrary benchmarks. When building proactively managed investment portfolios for our clients, we focus on what you want to achieve and how we can deliver the growth that enables you to reach your goals. Our experienced financial planners will work with you to build an investment portfolio aligned to your goals, your timeline and your attitude to risk. By partnering with FE investments – an award-winning provider of managed investment portfolios – we can provide you with comprehensive fund research and a suite of risk-targeted model portfolios.

Please note, the value of your investments and any income from them can go down as well as up and you may not get back the full amount you invested.

The UK tax system is famously complicated, but there are huge benefits to be had from structuring your finances tax-efficiently both for yourself and for your loved ones. We will make sure you are making the most of the available allowances in your pensions, your estate planning and your savings and investments vehicles.

Whenever you want if you have sufficient funds to live on!

Some people work until the age their state pension become payable and finish work that same week. Others continue working beyond that point in some capacity in order to leave their pension untouched for as long as possible. Or in some cases, because they hate the thought of giving up the job they love. For many people, retirement can’t come soon enough. We’ll help you work out what’s achievable and just as importantly, which option is right for you.

A pension is quite possibly the biggest and most important investment you will ever make, so you need to feel sure you’re making the right decisions when it comes to how it’s invested and how it’s drawn down. We’ll analyse your current arrangements and where we feel you could be achieving better returns, or your pension pots could be better aligned to your risk profile or plans, we’ll recommend alternative arrangements and help you implement the changes.

None of us like to think that our loved ones will suffer in the event that we are unable to work, are suddenly taken ill or die. While life isn’t always predictable, there are some simple things you can do to ensure those you care about are protected from the financial impact of life’s unforeseen events.