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The difficult but important estate planning conversations to have with your family

An estate plan sets out how you’d like your assets to be managed and distributed during your life and when you pass away. It often…
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Investment market update: October 2025

October 2025 proved to be a positive month for many investors, with markets reaching record highs. Read on to find out more about what factors…
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The Bank of England is predicted to cut interest rates in 2026

The Bank of England (BoE) is expected to make several cuts to the base interest rate in 2026. The move could reduce the cost of…
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Insufficient financial education could harm the long-term prosperity of younger generations

You may be diligently saving a nest egg for children or grandchildren. Yet, without financial education, your efforts might not be as useful as you…
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Why successful investing starts with your mindset, not the markets

What’s the most important factor affecting the performance of your investments? Your mind might jump to the ups and downs of the market, and they…
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Phasing into retirement: The emotional and financial benefits

Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into retirement. There are plenty of…
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Investment market update: September 2025

There were ups and downs for investors during September 2025, with disappointing economic data dampening the market at times. However, some positive outcomes also emerged.
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The Japanese wellbeing concepts that could improve your life

Around the world, Japan is renowned for its wellbeing practices, concepts, and traditions. It’s not hard to see why. In 2025, Japan was ranked among…
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How a cashflow model can turn retirement anxiety into excitement

Retiring should be a milestone you look forward to. It’s a chance to spend your time how you want and do the things you’ve been…
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5 signs that financial bias could be affecting your decisions

Everyone is affected by bias when they’re making decisions. However, while some choices will have little effect on your future, financial decisions could significantly affect…
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Phasing into retirement: The flexible options you might consider

Traditionally, you’d go from full-time employment to retirement on a set date. Now, more workers are embracing retirement flexibility and choosing to phase gradually into…
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How to impress the only person that matters

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He…
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